Financial clarity. Confident decisions.Advisory for Bangladesh
Think Solution

FINANCIAL TOOLS

Explore the numbers.
Understand the assumptions.

Illustrative planning calculations. No bank eligibility assessment or lending offer is implied.

PLANNING TOOL

Loan EMI

PLANNING TOOL

DSCR

PLANNING TOOL

Break-even

PLANNING TOOL

Net Present Value

PLANNING TOOL

Internal Rate of Return

Conventional cash flows only: one initial outflow followed by nonnegative inflows at equal period-end intervals. IRR may be negative; multiple sign changes are intentionally rejected.

Formulas & assumptions

EMI = P × r / (1 − (1+r)−n); r = annual rate / 1200. At 0%: P / n.

DSCR = cash available for debt service / debt service.

Break-even units = fixed costs / (unit price − unit variable cost).

NPV = −initial investment + Σ CFt / (1+d)t.

EMI assumes fixed interest, monthly reducing balance, payments at month-end and no fees. NPV assumes cash flows at each period-end. Match cash-flow periods to the discount rate. DSCR inputs must use the same period; lender definitions may differ. Break-even assumes constant unit economics and rounds required units upward.

Tax estimators are deferred until tax-year rules and an update owner are verified. No outdated tax rates are assumed.

IRR is the per-period rate that makes NPV zero. EMI schedules round each line to ৳0.01 and adjust the final installment. Downloads remain on your device; inputs are not saved or sent.